Home - RentBreak

Compare the real cost of renting vs buying over your time horizon. PMI, taxes, maintenance, and break-even included.

Your situation

Home price ($)

Down payment ($)

Or down payment (% of home price)

Interest rate (% per year)

Loan term (years)

Monthly PMI ($, 0 if none)

Annual property tax ($)

Annual insurance ($)

Monthly HOA ($, 0 if none)

Maintenance (% of home value per year)

Monthly rent ($)

How long you'll stay (years)

Marginal tax rate (%)

Rent growth (% per year)

Home appreciation (% per year)

One-time closing costs ($, optional)

Result

Monthly cost (buy):

Monthly cost (rent):

Total cost of buying over period:

Total cost of renting over period:

Equity at end of period:

Total cost over period

Buy

Rent

Next steps:
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